Investment Portfolio Advice
The value of investments and income from them can go down. You may not get back the original amount invested.
We will try to find the investment that is most suitable for your circumstances and track your portfolio to ensure that you enjoy the best possible returns as we feel performance and tax efficiency are a priority.
Pre and Post Retirement Planning Service
We will help you identify what you will require to live on at retirement. What your current arrangements are, and the benefits they may provide. How we can look at improving performance and the most tax efficient way to take benefits.
A Pension is a long term investment the fund value may fluctuate and can go down. Your eventual income may depend upon the size of the fund at retirement, future interest rates and tax legislation.
Residential and Commercial Mortgages †
We will try to find the most suitable Mortgage rate relative to your circumstances from the marketplace, whether a re-mortgage or purchase for residential, buy to let or commercial. Commercial mortgages and loans and most forms of Buy-To-Let mortgage are not regulated by the Financial Conduct Authority
YOU MAY HAVE TO PAY AN EARLY REPAYMENT CHARGE TO YOUR EXISTING LENDER IF YOU REMORTGAGE.
† A mortgage is a loan secured against your home or property. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.
Life Assurance and Wealth Protection
We will help you to protect your wealth and minimise any tax liabilities on inheritance.
We will help you utilise all allowances and explain all aspects of dealing with Inheritance Tax. Inheritance Tax Planning is not regulated by the Financial Conduct Authority.
Tax treatment is based on individual circumstances and may be subject to change in the future.
The Financial Conduct Authority does not regulate Inheritance Tax Planning.
We will enable your business to enjoy protection of profits and ownership. We also advise on employee benefits. Links with specialist commercial lenders also allow us to offer significant savings on commercial finance.