"Mark has been our advisor for 12 years and has managed our investments and pensions very well with good long term performance and great service.
We have no hesitation recommending Professional Solutions."
Mr and Mrs H.O. Jones – Engineer and Teacher, Cowbridge
"We were first introduced to Professional Solutions IFA Ltd a few years ago. The lead consultant Mark Ryan visited our home several times, discussing all aspects of our financial needs before submitting an in-depth report relating to how we can improve our level of cover, boost our investment performance and reduce our costs for doing so - and all this cost us nothing. We discussed mortgages, pensions, investments...and as we had a new born coming, the new children's trust fund. Since we have been introduced to Professional Solutions, Mark makes annual visits to our home to keep us up to date on our investments and to discuss alternative products that may be beneficial.
We have pretty much given Professional Solutions free reign to manage our investments. For example, in the two years that they have managed our pension funds, they have increased by approximately 25% without any further contributions from us. Our total life cover has increased but the cost of the policy is, in real terms, as cheap as it was ten years ago.
Most importantly though, now we have a small family (we are now a family of four), Professional Solutions have given us the peace of mind knowing that in the event of being unable to work or even death, our children will be taken care of with sufficient lump sum payments to cover all the anticipated bills."
Mr and Mrs D Evans – Penarth, Chartered Accountant and Director
A mortgage is a loan secured against your home or property. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.
The value of investments and income from them can go down. You may not get back the original amount invested.
Past performance is not a reliable indicator of future performance.
A Pension is a long term investment the fund value may fluctuate and can go down. Your eventual income may depend upon the size of the fund at retirement, future interest rates and tax legislation.
The Financial Conduct Authority does not regulate most forms of buy to let mortgage.
"Having experienced poor "after sales service" from previous financial advisors, it was refreshing to find an advisor who really has his investors interests at heart. Since coming on board with Mark, and following his recommendations, we are very pleased to say that our Pensions, ISA's and PEPS have outperformed our expectations."
Terry and Ann Jones - Neath
"Mark Ryan has been our advisor for 15 years, we are very pleased with the constant returns he has achieved for us both with regards our growth and income.
Marks service is excellent and has provided us with long term out performance and has a total understanding of our needs, creating a highly tax efficient portfolio.
We recommend the services of Professional Solutions, an advisor you can trust."
Mr and Mrs Griffiths – Retired, Rhoose
On retirement we contacted Mark and after an initial, free consultation, we decided to put the management of our savings and retirement lump sums in to Mark's capable hands. Everything that was discussed at that meeting was subsequently supplied to us in writing in language which was easy to understand. On this occasion we have chosen for Mark to represent us on a fee paying basis, payable yearly.
I have every confidence that, during this very difficult financial climate, Mark will be working on our behalf to ensure that our 'nest egg' will give the very best return possible.
I would recommend anyone seeking financial advice to contact Mark.
Mr and Mrs W D Jones - Retired - Merthyr Tydfil
I have employed Professional Solutions IFA LTD for 16 years to look after my finances. In this time I have become friends with Mark Ryan and have the greatest respect for him. Mark is a dedicated professional whose sole interest is looking after his clients. Over the years he has guided me in all aspects of my finances. He is always aware of the market place in case he has to move investments around. Unlike most, you can always get hold of him, mostly any time. His advice is very valuable, most importantly he is someone you can rely on and trust. I have recommended Mark to many of my colleagues and friends, who, have been delighted with his service and remain long term clients.
Mr A Rawlings - Engineer, Developer - Caerphilly
I have been a client of Mark Ryan for just over 18 months. It was by chance, and may I say some good fortune, that a work colleague, suggested Mark to me, as at that time, I was experiencing some difficulty with my financial affairs, mostly pensions. After a quick phone call, an appointment was made for Mark to review my situation. I have dealt with quite a few financial advisers over the years, mostly from the large established companies, only to be promised the earth and let down badly. Mark's approach has been honest and straight forward. After looking at my finances he told me that the advice I had been given before hand was totally wrong for my attitude to risk and financial outlook. He has since put me on the right track, and worked hard to get the financial shortfall from the previous advisers redressed. This has all happened in 18 months. Communication is easy as he is always
available by phone or e-mail. Guaranteed, regular, face to face consultations are part of his service. A great hands on experience. I look forward to the next few years and beyond.
This is the first time I have ever given a reference or testimonial about anyone, but if you are reading this, believe me, you will be hard pushed to find someone who will look after you better.
Mr S Baird
I had very much self managed my investment choices over the years resulting in a mix of savings
and employer pension funds. However as retirement loomed I realised that I simply did not have
the expertise needed to negotiate the maze of how to best realise an adequate retirement income,
maintain investment growth and leave something behind for the kids
I decided that it was high time for some badly needed investment advice. So, after carefully
considering the form of advice I needed and who best to provide it, I contacted Mark and after an
impressive initial meeting engaged him as my adviser.
It has turned out to be the best move I could have made. Mark has provided me with exceptionally
sound guidance and has managed the setting up of my retirement fund. He has successfully
consolidated my investments into a much more focused and effective arrangement which is tailored
to my precise needs. As a result I am now retired with a much more relevant and growing retirement
Mark consistently demonstrates a clear and extensive knowledge of the best available investment
options and the way they are likely to develop over time. He is focused on the needs of each
individual client and his independence and expertise enables him to take a clear longer term view of
the best way to satisfy these.
As well as being professionally astute, Mark is an engaging guy who goes that extra mile to clearly
understand my needs. He is always readily available to advise, holds regular meetings and keeps a
watchful eye on my investments to ensure on-going targets are met.
I trust Mark’s advice implicitly and I look forward to a long and rewarding relationship with him. I
would not hesitate to recommend him to others.
Mr S Swift, Retired business consultant, Bridgend
"Just a thank you Mark for all your efforts. Linda and I are seeing the way forward for the first time in over a decade regarding our investment and pension portfolio."
Mr D Weaver, Briton Ferry