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"Mark has been our advisor for 12 years and has managed our investments and pensions very well with good long term performance and great service.

We have no hesitation recommending Professional Solutions."

Mr and Mrs H.O. Jones – Engineer and Teacher, Cowbridge

"Over the years we have engaged with numerous financial advisers, and have found that in the long term, advice and customer care has evaporated to be replaced with lethargy and disinterest despite substantial investment on our part. Once investments had been made the advisors concept of management was simply the annual telephone call to extract further investment in underperforming areas.

Fortunately, we were recommended Professional Solutions IFA Ltd, a number of years ago, and as a result have been provided with sound, tailored advice from the start. In comparison to the other previous advisors dealt with, Mark Ryan is quick to respond, and is not only efficient but is also active in his approach. He regularly reviews pension performance and makes the appropriate recommended move to funds that consistently perform well. This active approach has seen one pension fund return eighteen percent in just over twelve months. Once engaged, although Mark makes contact when necessary to advise of fund changes or mortgage moves he is not intrusive or pressurising in any respect, but simply informs and suggests a course of action for consideration.

We soon came to appreciate the level of service provided by Mark and look forward to a long and profitable association with him."

Dr D T and Mrs C M Rogers – Llantwit Major

"We were first introduced to Professional Solutions IFA Ltd a few years ago. The lead consultant Mark Ryan visited our home several times, discussing all aspects of our financial needs before submitting an in-depth report relating to how we can improve our level of cover, boost our investment performance and reduce our costs for doing so - and all this cost us nothing. We discussed mortgages, pensions, investments...and as we had a new born coming, the new children's trust fund. Since we have been introduced to Professional Solutions, Mark makes annual visits to our home to keep us up to date on our investments and to discuss alternative products that may be beneficial.

We have pretty much given Professional Solutions free reign to manage our investments. For example, in the two years that they have managed our pension funds, they have increased by approximately 25% without any further contributions from us. Our total life cover has increased but the cost of the policy is, in real terms, as cheap as it was ten years ago.

Most importantly though, now we have a small family (we are now a family of four), Professional Solutions have given us the peace of mind knowing that in the event of being unable to work or even death, our children will be taken care of with sufficient lump sum payments to cover all the anticipated bills."

Mr and Mrs D Evans – Penarth, Chartered Accountant and Director

"Having experienced poor "after sales service" from previous financial advisors, it was refreshing to find an advisor who really has his investors interests at heart. Since coming on board with Mark, and following his recommendations, we are very pleased to say that our Pensions, ISA's and PEPS have outperformed our expectations."

Terry and Ann Jones - Neath

"Mark Ryan has been our advisor for 15 years, we are very pleased with the constant returns he has achieved for us both with regards our growth and income.

Marks service is excellent and has provided us with long term out performance and has a total understanding of our needs, creating a highly tax efficient portfolio.

We recommend the services of Professional Solutions, an advisor you can trust."

Mr and Mrs Griffiths – Retired, Rhoose

"Professional Solutions were recommended to me in 2004, and reviewed our circumstances at no cost, Mark Ryan found a policy that we were unaware of, it was a critical illness policy that my wife could make a claim on, and amazingly we paid our mortgage off in full. If it was not for Mark's advice we would still be paying a mortgage.

Mark also recently successfully represented me in a claim against AXA for mis-selling a pension transfer which resulted in significant costs and loss, I was reinstated in to my old plan and compensated, again if it was not for Mark I would have lost a lot of money from my pension.

I wholeheartedly recommend Professional Solutions and Mark Ryan, who acts with total confidentiality, trust, honesty and professionalism."

Mr D Thorne - Pontypridd

On retirement we contacted Mark and after an initial, free consultation, we decided to put the management of our savings and retirement lump sums in to Mark's capable hands. Everything that was discussed at that meeting was subsequently supplied to us in writing in language which was easy to understand. On this occasion we have chosen for Mark to represent us on a fee paying basis, payable yearly. I have every confidence that, during this very difficult financial climate, Mark will be working on our behalf to ensure that our 'nest egg' will give the very best return possible. I would recommend anyone seeking financial advice to contact Mark.

Mr and Mrs W D Jones - Retired - Merthyr Tydfil

I have employed Professional Solutions IFA LTD for 16 years to look after my finances. In this time I have become friends with Mark Ryan and have the greatest respect for him. Mark is a dedicated professional whose sole interest is looking after his clients. Over the years he has guided me in all aspects of my finances. He is always aware of the market place in case he has to move investments around. Unlike most, you can always get hold of him, mostly any time. His advice is very valuable, most importantly he is someone you can rely on and trust. I have recommended Mark to many of my colleagues and friends, who, have been delighted with his service and remain long term clients.

Mr A Rawlings - Engineer, Developer - Caerphilly

Mark was recommended to me by a work colleague and has been my adviser for 18 months. In that time Mark has reorganised my pension portfolio with the correct asset allocation and risk and won a significant compensation payment to cover losses incurred from previous advice. Mark has done everything he said he would. After bad experiences with a number of previous advisers I look forward to a long working relationship with Professional Solutions.

Mr K Kinson Dinas Powys

I have been a client of Mark Ryan for just over 18 months. It was by chance, and may I say some good fortune, that a work colleague, suggested Mark to me, as at that time, I was experiencing some difficulty with my financial affairs, mostly pensions. After a quick phone call, an appointment was made for Mark to review my situation. I have dealt with quite a few financial advisers over the years, mostly from the large established companies, only to be promised the earth and let down badly. Mark's approach has been honest and straight forward. After looking at my finances he told me that the advice I had been given before hand was totally wrong for my attitude to risk and financial outlook. He has since put me on the right track, and worked hard to get the financial shortfall from the previous advisers redressed. This has all happened in 18 months. Communication is easy as he is always available by phone or e-mail. Guaranteed, regular, face to face consultations are part of his service. A great hands on experience. I look forward to the next few years and beyond. This is the first time I have ever given a reference or testimonial about anyone, but if you are reading this, believe me, you will be hard pushed to find someone who will look after you better.

Mr S Baird Barry

I had very much self managed my investment choices over the years resulting in a mix of savings and employer pension funds. However as retirement loomed I realised that I simply did not have the expertise needed to negotiate the maze of how to best realise an adequate retirement income, maintain investment growth and leave something behind for the kids

I decided that it was high time for some badly needed investment advice. So, after carefully considering the form of advice I needed and who best to provide it, I contacted Mark and after an impressive initial meeting engaged him as my adviser.

It has turned out to be the best move I could have made. Mark has provided me with exceptionally sound guidance and has managed the setting up of my retirement fund. He has successfully consolidated my investments into a much more focused and effective arrangement which is tailored to my precise needs. As a result I am now retired with a much more relevant and growing retirement fund.

Mark consistently demonstrates a clear and extensive knowledge of the best available investment options and the way they are likely to develop over time. He is focused on the needs of each individual client and his independence and expertise enables him to take a clear longer term view of the best way to satisfy these.

As well as being professionally astute, Mark is an engaging guy who goes that extra mile to clearly understand my needs. He is always readily available to advise, holds regular meetings and keeps a watchful eye on my investments to ensure on-going targets are met.

I trust Mark’s advice implicitly and I look forward to a long and rewarding relationship with him. I would not hesitate to recommend him to others.

Mr S Swift, Retired business consultant, Bridgend

"Just a thank you Mark for all your efforts. Linda and I are seeing the way forward for the first time in over a decade regarding our investment and pension portfolio."

Mr D Weaver, Briton Ferry