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Wealth Management

What is financial planning?

Financial planning is about helping to structure and manage your finances to achieve your objectives. This includes the efficient use of existing resources, ensuring tax efficiency, delivering the level of access and control you require and perhaps also considering how your accumulated wealth can be passed on to the next generation.

Ideally, planning should be undertaken in the context of your total finances i.e. Holistically and this is the requirement for a great many of our clients. Understandably some clients wish us to advise them in more limited areas.

Regardless of the scope of our advice, our financial planning is all about you, your aspirations and your circumstances. In other words, it's highly personal and so is our service.

The Financial Planning Process involves developing strategies to help you manage your financial affairs so you can build & preserve wealth, achieve financial security and most importantly enjoy your life.



Celebrating 20th anniversary as clients: Proud to have been advising Mr and Mrs Weston and Mr and Mrs Taylor through the pre-retirement accumulation stage, at retirement advice and continuing post retirement.



As part of our comprehensive service we will typically look at the following:

independent financial advisor bridgend

  • Cash flow planning
  • Retirement Option Strategies
  • Evaluate and measure the risks affecting your planning, consequences of disability, premature death or even longevity
  • Tax optimisation and reducing your tax liabilities
  • Estate Planning and minimising the impact of inheritance tax and ensuring your assets are distributed in accordance with your wishes. Inheritance Tax Planning and taxation are not regulated by the Financial Conduct Authority.
  • Analysing, restructuring and simplifying investment portfolios


The value of investments and income from them can go down. You may not get back the original amount invested.


A Pension is a long term investment the fund value may fluctuate and can go down. Your eventual income may depend upon the size of the fund at retirement, future interest rates and tax legislation.


Tax treatment is based on individual circumstances and may be subject to change in the future.


The Financial Conduct Authority does not regulate Inheritance Tax Planning.


Just a thank you Mark for all your efforts. Linda and I are seeing the way forward for the first time in over a decade regarding our investment and pension portfolio.

Mr D Weaver
Briton Ferry



Please Contact Us if you require more information.